Posted by jojo_MN on 4/22/13 2:58pm
Msg #466622
Health Insurance
Can anyone recommend a good health insurance plan that is affordable to a notary signing agent? The last quote I got was $500/month with a $2800 deductible six years ago. I have issues with paying $8,800 a year before anything other than just a health screening will be paid for.
Also; I do not believe this belongs on JP or Leisure, as it does apply to most people in the business. I have always paid my medical bills directly via payment plans or upfront; but with the new laws going into effect, need to find other alternatives. Any help would be greatly appreciated. TIA
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Reply by JanetK_CA on 4/22/13 3:03pm
Msg #466623
Check out msg # 466454 from a day or so ago n/m
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Reply by ananotary on 4/22/13 3:04pm
Msg #466624
I have a private family health policy that I bought 8 years ago. The cost went from under $300 per month for the family to over $800 per month. We just switched plans to reduce the cost in half. We had to take on higher deductibles but after doing the math, it made sense to switch. We are with Healthnet.
Good Luck!
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Reply by oldhippie_IL on 4/22/13 3:41pm
Msg #466628
I am paying $611 just for myself, and that is with a $2000 deductible.
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Reply by JanetK_CA on 4/22/13 3:43pm
Msg #466630
I wish! I pay quite a bit more, but stuck until Medicare age n/m
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Reply by oldhippie_IL on 4/22/13 4:13pm
Msg #466636
Health Insurance
I still have 5 more years for that.
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Reply by Saul Leibowitz on 4/22/13 5:29pm
Msg #466643
Ahhh, the joys of youth. I'm about as old as Bob_Chicago and therefore about 5+ years younger than HisHughness and we have the benefit of Medicare and G.W. Bush's drug plan which saves a ton. Of course, change is inevitable.
Good luck youngsters!
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Reply by Carol Graff on 4/22/13 6:49pm
Msg #466649
I used to pay over $600/mth just for myself with Anthem.. I went to Kaiser Permanente and have never been happier $352 mo. They freeze all of my precancerous spots for $40. I used to pay dermatologists thousand of dollars to do the same thing.
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Reply by Shoshana/AZ on 4/22/13 7:18pm
Msg #466657
I have PCIP
That is the health plan for prexisting conditions. To qualify, you need to have been truned down for health insurwancr and have been without for 6 months. I paid $350 a month with a $2000 deductible. However, the in-network fees are reduced somewhat. My hubby becomes eligible for medicare in January. Can't wait. We pay close to $500 for his health insurance plan.
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Reply by CarolF/NC on 4/22/13 7:54pm
Msg #466659
http://finder.healthcare.gov/
Hard to say what would be reasonable for u without knowing age and medical
History. There are many new options with the healthcare reform a d mire coming in 2014. You may want to
Look at HSA options for self employed.
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Reply by CarolF/NC on 4/22/13 8:25pm
Msg #466664
good links for healthcare changes
https://member.carefirst.com/wps/portal/Member/FinancialResources/HealthReformImpact?WCM_GLOBAL_CONTEXT=/wcmwps/wcm/connect/Content-Member/CareFirst/MemberPortal/HealthReform/Tab/HCReformResources
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Reply by 101livescan on 4/23/13 8:16am
Msg #466684
I used to struggle with huge deductibles after paying huge premiums all year long. I now have Medicare and a supplemental policy. Much less, thank God, as I have been in the ER twice this year for flu related illnesses. pneumonia, and staff infection, costing thousands of dollars I would not have been able to afford. There are some great things that kick in at 65.
I was at El Pollo Loco the other day and asked for the senior discount on my chicken bowl, $.70 off. I gotta remember to ask for these things. Forget about it often.
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