Posted by LatteLady/NV on 4/24/13 8:20am
Msg #466907

Taking your notary stamp on vacation

This may sound like an odd suggestion. The next time you go on vacation you may think about bringing your notary stamp with you. A few weeks ago, I had to go out of state because my father had an emergency quadruple bypass. I left home early Friday morning. On Thursday evening I had done a loan and dropped the docs as usual. On Saturday I get a call from the SS that says the Lender had a special request. (Thankfully, it was not a mistake of mine at all).

They were asking me to notarize a new Deed of Trust with new wording for an Attorney in Fact section. If I didn't have my notary stamp with me, then the loan would have crashed. I'm thankful I kept it in my purse and was able to save the loan.

Reply by Notarysigner on 4/24/13 9:04am
Msg #466913

Question...what venue location did you put?

Reply by HisHughness on 4/24/13 9:08am
Msg #466914

If you notarized out of your commissioned state ...

... then what you did was illegal. Not smart at all.

Reply by VT_Syrup on 4/24/13 9:21am
Msg #466915

Re: If you notarized out of your commissioned state ...

There are some things missing from this story that make it hard to figure out how the action could have been legal.

So on Thursday a notary notarizes a POA and DOT. One imagines that the notarization occurred in NV where one would expect both the signer and the notary are located. Friday the notary goes out of state, so presumably the notary is far from the signer. Saturday a new POA and DOT somehow find their way to the notary. So it appears the instruments are far from the signer, so how could the signer appear before the notary? Even if NV is like my state, and allows out-of-state notarizations of a deed for a property in the notary's state, or a POA for the sale of a property located in the notary's state, the physical presence of the signer seems like a problem.

As to Hugh's question, I attended a seminar put on by our SOS and was told that if I were to exercise my out-of-state notarization authority, I would put the name of the state and county where I was actually located, for example, State of New Hampshire, County of Grafton.

Reply by SharonMN on 4/24/13 10:53am
Msg #466920

Re: If you notarized out of your commissioned state ...

I don't think there was a new DOT signed. I think they requested a corrected certificate to add Attorney in Fact language. If that is legal in Nevada, I don't see a problem with issuing a corrected certificate (with the original date and venue) if the notary is certain the document is the same one signed by the borrower in front of them a couple of days earlier - e.g. their first notary cert is right there next to the signature. IMHO, the notarization process already took place and this is just a clerical cleanup matter that can be done anywhere.

Of course, if Nevada requires that the certificate be completed and stamp be affixed in front of the signer, all bets are off and the notary would have to meet with the signer again.

Reply by jojo_MN on 4/24/13 11:07am
Msg #466924

Re: If you notarized out of your commissioned state ...

The op stated "asking me to notarize a new Deed of Trust with new wording". If this is the case, the borrowers would need to sign the new DoT and are probably going to have them sign and then attach her certificate to it. This would bring up two issues. 1. borrowers did not sign in front of notary and 2. backdating. Both illegal.

Reply by jojo_MN on 4/24/13 11:01am
Msg #466922

Were the borrowers signing again, or you just adding something to the affect as "as Attorney in Fact for ...". If the latter is the case, I wouldn't have a problem with it.

If they were adding more (or swapping out) documents to the ones they already signed, then it would be NO WAY! Totally illegal. The notarized document would need to be re-signed by borrowers and your new notary cert matching the date of the re-sign. That is Notary 101 in any state.

As far as taking stamp with you on vacation, I do take my bag if I'm visiting anywhere in the three states in which I'm commissioned in case someone is looking for a last minute signing AND there are no NSAs available in that area.

Reply by Notarysigner on 4/24/13 11:16am
Msg #466927

This is on page 15 of the Nevada Notary Handboook

dated 2010...

Never change or streamline the process. It may cause an incomplete notarization resulting in a violation of Nevada notary law.

Reply by Stephanie Santiago on 4/24/13 11:51am
Msg #466930

I'm with James, on this one.... n/m

Reply by LatteLady/NV on 4/24/13 4:00pm
Msg #466979

Re: I'm with James, on this one....

Boy, I sure do love all the friendly people on this site. Why does anyone ever bother to post? The Deed of Trust acknowledgement page with the proper wording did not require the signer to be present. It was made specifically for me, with the correct wording, the correct venue and all I had to do was initial it. I think from now on, I'll stay away from this site. It truly is a consistent place for bullying and I really don't appreciate what goes on here. Good day.

Reply by GOLDGIRL/CA on 4/24/13 4:28pm
Msg #466983

No bullying here

Your OP was truly alarming! I think you have to take some responsibility for the reactions to it, LatteLady. The way it was written set off all sorts of HUHs!?
The topic of your post said bring your stamp, leading us all to believe you used your stamp.

Then you said: " They were asking me to notarize a new Deed of Trust with new wording for an Attorney in Fact section. If I didn't have my notary stamp with me, then the loan would have crashed. I'm thankful I kept it in my purse and was able to save the loan."

This says to me you used your stamp, out of state, and did not require personal appearance of the signer. I think you can see why you got the reactions you did. But now you say all that was needed was a simple initial from you. It's all too confusing (to me at least).

Instead of accusing us of being unfriendly bullies, you might have said something like we're all a bunch of dunderheads for misreading or misinterpreting what you originally said and then explained what was really going on. Just a suggestion!!

Reply by Linda_H/FL on 4/24/13 4:52pm
Msg #466985

All due respect LatteLady, but this second telling

is nowhere near what your OP said. You went from new DOT, POA and ack to merely initials.

You can't fault people for responding and, yes, reacting to your own words. You said it, not them.

Reply by Notarysigner on 4/24/13 6:25pm
Msg #467002

Bully, bully..wasn't that the name of a song? n/m

Reply by Notarysigner on 4/24/13 6:28pm
Msg #467004

Re: Bully, bully..wasn't that the name of a song?

Type too fast, bullying...anyway, sorry you feel that way. Just looked like a sad post to me, being from you!My belief is, you wouldn't do it wrong, if you knew how to do it right, so I was wrong or am I confused?
I take my family on vacation, could care less about my stamp,..where is it anyway?

Reply by linda/ca on 5/1/13 3:10am
Msg #467957

Hey Notarysigner: Woolly Bully-Sam The Sham & Pharaohs n/m

Reply by CaNotary777 on 4/24/13 8:19pm
Msg #467027

I face THIS music almost daily LatteLady

I just come here because I need knowledge fervently. Like you I get exceedingly disappointed with the response of some of our fellow members. Its so hurtful and reproachful, even condemning-- they are quick to judge. BUT -- and there is a big but [ no pun intended truthfully ]---
there are ALSO some very sweet people out here, who make sure to not barf out their ire/judgment/ contempt , but rather make a commanding effort to TEACH and SHARE. I salute their kindness and compassion. It makes it easier to swallow all the other nastiness dished out to me May be one day this world will have more love and kindness, and patience and LESS judgment and contempt. Perhaps there will be STRONGER moderation......Some posts need to be jettisoned.

Reply by BrendaTx on 4/24/13 8:25pm
Msg #467028

CaNotary777 - how would you have answered this?

If LL used her stamp at all outside of her state, then that's a problem.

I didn't jump in and pile on because the point was made. However, I am curious on how a post of this type should be challenged and responded to without making you (anyone) feel hurt, condemned, or have other negative feelings?

Sometimes, I'm just wrong and I have to say, "Okay, boy, I was wrong...thanks for the input." I don't think it is anyone else's fault that I am wrong. Hate it, but it happens.

Reply by CaNotary777 on 4/24/13 8:37pm
Msg #467033

there are much better ways to teach/ communicate

I wouldnt like to hurt anyone's feelings, even while I correct them. There are so many ways to do that and i do believe it works better. Anyways just my humble or otherwise opinion.
Compassion should be foremost.

Reply by BrendaTx on 4/24/13 8:52pm
Msg #467036

I ask you again...how would YOU have handled it?

So far, you are just offering criticism of the posters who gave good solid advice.

Can you please show us how you think it should be done so that it is compassionate and kind? Provide an example of the words and the correct way to offer a compassionate answer in this case.

If you can't or won't do it, then I most respectfully suggest that you are more interested in being superior and disdainful of those who offered an answer rather than giving an answer or showing others how to be.

Sometimes, we have to accept that telling others to be kinder is really a way to undermine them and it helps to build "self" up in our own eyes....and, I say this without being reproachful or uncaring, but with honesty and sincerety after observing your interest in being quick to judge others.

What poster was unkind? I didn't see it. Please be specific...I see disagreement, but not meanness.

I am very compassionate. But, sometimes in business, compassion takes the form of honesty.

I am training someone at my office. When she asks me a question, I give her an honest answer.

Would it be compassionate to say "Hon, you can handle that however you want to." when I know for a fact that she will get in trouble for not following a certain procedure?

I don't think so. That is what took place in this thread.

Reply by CaNotary777 on 4/24/13 11:40pm
Msg #467058

Re: I ask you again...how would YOU have handled it?

I would have NOT done it in the first place. if I had I would have NOT told a lynch mob--

Reply by BrendaTx on 4/25/13 12:06am
Msg #467063

Re: I ask you again...how would YOU have handled it?

But, you still have nothing to contribute except criticism. Using a smiley face when calling people a lynch mob is unusual if not disingenuous.

Reply by jae on 4/25/13 10:07am
Msg #467117

Re: I ask you again...how would YOU have handled it?

"Sticks and Stones can break my Bones, but Words can never harm me!" That was my beloved Mother's advise. I cherish it to this day.

Reply by BrendaTx on 4/25/13 6:46pm
Msg #467194

Yep. My sentiments exactly, however, you might

need to read the entire thread to understand. Not sure why you would tell me this twice. You are preaching to the choir.

Reply by GOLDGIRL/CA on 4/24/13 8:54pm
Msg #467037

Why don't you answer Brenda's question?

Please giive us an example how you would compassionately correct LL's original post without hurting anyone's feelings? You said there are so many ways to do that, but one will do. Thanks!!

Reply by jba/fl on 4/24/13 10:43pm
Msg #467050

Compassion comes in many forms. It is compassionate to tell

the truth, the unvarnished truth; it is not compassionate to sugar coat and deflect the truth for the sake of a pretty little lie.

Observe ducks - they let stuff roll off their backs.

Reply by CaNotary777 on 4/24/13 11:46pm
Msg #467059

For all have sinned.....

not one here is PERFECT.. If they are, my hats off to them. I mean it.
the express purpose for being here is to LEARN. Thank you Notary Rotary for providing the opportunity to learn. I dont want to be coddled, but neither do I want to be disdained. You use harsh words, i dont.

Reply by BrendaTx on 4/24/13 11:59pm
Msg #467061

Re: For all have sinned.....

Yet you disdain those who aren't just like you and say things like you want to hear them.

Re-read what Hugh said.

Reply by CaNotary777 on 4/25/13 1:22am
Msg #467080

Read what I replied to Hugh

Then we shall commence our debate again

Reply by JanetK_CA on 4/25/13 3:13am
Msg #467081

A thicker skin would help...

Yes, your expressed purpose for being here is to learn. But yet you don't want to be bothered with what your would-be teachers think you need to know. I imagine you'll take offense at this, too, but I'm going to risk it, for your own good (although I suspect you won't see it that way). You're new enough in this business that you still don't don't know what you don't know. That has nothing to do with you personally, that's just the way it is. We were all probably in pretty much the same space as you in that regard at your stage in the business. But I suspect that very few of us who have managed to survive in this business for any significant length of time just expected others to be at our beck and call, if and when we found something else we didn't know. We've fine tuned our craft through the "school of hard knocks" and through a great deal of personal effort.

By way of example, if you wanted to learn golf or tennis or to play a musical instrument, if you used the same attitude with your teachers that you've displayed here, they'd tell you to go take a hike. "Just tell me what I need to know to play right now, coach. Don't bother me with practice and all that other stuff - and be sure you say it nicely!" Seriously? (Plus, you'd no doubt be paying them a hefty fee to get access to their expertise.) You kind of *are* asking to be coddled when you only want people to tell you what you want to know and you take offense if their idea of what you need to know is different. Think about it...

Keep in mind, you're the new kid on the block here. I believe you've been very fortunate to be the beneficiary of lots of other people's wisdom for which you've contributed next to nothing - just an occasional thank you, along with a surprising lack of graciousness to those from whom you could learn a great deal more.

Hugh is right. This forum was established as a place for "professional notaries public" to communicate with each other and exchange information of general interest to other professional notaries. It was not designed as a private training program for people who just come here to take. But in spite of that, many people are regularly very generous with giving advice. However, off the top of my head, I can think of at least a half dozen highly experienced, long term members of this board with a great deal of collective wisdom whom you've managed to offend. I wonder how inclined they'll be to want to help you next time you have a question... (In the meantime, we'll be doing just fine. )

Reply by Sylvia_FL on 5/1/13 6:12am
Msg #467959

Re: For all have sinned.....

"the express purpose for being here is to LEARN"

But the express purpose for this forum is not to teach newbies. It is for professionals to discuss their experiences. It is the "water cooler" for notary/signing agents.

Reply by HisHughness on 4/24/13 8:56pm
Msg #467039

You just yanked my chain, CaNotary

***they are quick to judge...there are ALSO some very sweet people out here, who make sure to not barf out their ire/judgment/ contempt , but rather make a commanding effort to TEACH and SHARE. I salute their kindness and compassion. It makes it easier to swallow all the other nastiness dished out to me...***

The foreword to this forum states quite explicitly:
"It was created to allow <professional> notaries public to share experiences, advice and opinions..."

The foreword does NOT state that it was created to operate a notary public kindergarten for those who have yet to figure out which end of the stamp to put on the paper. If you want to be TAUGHT the rudiments of being a notary public, find one of the many courses that WERE created to do just that.

And, when you have been around long enough to have some experience, advice and/or opinions about our craft to share, check back in. You'll find that the professionals here treat fellow professionals like the pros they are.

This is a business for me. I'm not in the business of teaching other notaries, though, as noted above, there are people who ARE in that business. I come here to enhance my expertise as a notary and as a signing agent. That's several levels above teaching you the difference between a jurat and an acknowledgment.

If you consider that nasty, I hope you never had to deal with a drill sergeant.

Reply by CaNotary777 on 4/25/13 1:17am
Msg #467079

Look at the hypocrisy here....

"I come here to enhance my expertise as a notary and as a signing agent. That's several levels above teaching you the difference between a jurat and an acknowledgment."

You come here to "enhance" your expertise ( I am NOt convinced of that)
and yet you mock and scorn some others, who could be newer to the trade, huh?

Reply by CaNotary777 on 4/24/13 8:54pm
Msg #467038

Sometimes it's profitable to let things remain unshared...

and unspoken. I am reminded of my adroit teacher....
I am saying nothing in context of your action LL. its just my opinion

Reply by jba/fl on 4/24/13 10:30pm
Msg #467047

Yes, you should have left a lot unsaid...unshared

should have listened to that "adroit teacher" a mite more closely.

What kind of namby-pamby pansy are you? You are such a spoiled, rotten, demanding, whiney child, full of entitlement, pompous.....

First, you need some training. There are people who do this well, seek them out. You need some customer service training as well. This is not your nursery school where you are playing king of the heap - this is a finishing school. You have to move your way up gradually - just as in any business.

Notary Rotary is a finishing school, OJT.

Reply by CaNotary777 on 4/24/13 11:55pm
Msg #467060

do you badmouth your clients too?

just wondering....

Reply by BrendaTx on 4/25/13 6:52am
Msg #467084

Re: do you badmouth your clients too?

There you go...you are disdainful of jba and reproachful to her; and, you will not answer the question of how one should respond to the original poster so that it fits the way you think it should be done. You're here to condescend, be martyr-like, and criticize others who don't fit the mold you want to see here.

You are exactly what you are complaining of, but the sad thing is that you really are unable to recognize it in yourself.

Reply by CaNotary777 on 4/26/13 10:10pm
Msg #467367

At least I do not foul mouth anyone or castigate 'em n/m

Reply by BrendaTx on 4/28/13 1:00am
Msg #467492

Still won't answer the question, huh?

You still will not say how, according to your strict set of rules, one may disagree. You are still suggesting that others' responses are not good enough for you.

Who was foul mouthed or performing castigation in this thread? No one.

Reply by BrendaTx on 4/24/13 10:41pm
Msg #467049

Yes. You are right.

Your finger pointing and tongue clucking was not helpful.

Reply by jae on 4/25/13 10:14am
Msg #467120

"Sticks and Stones can break my Bones,

"Sticks and Stones can break my Bones, but Words can never harm me." Those were my Beloved Mother's words and I cherish them to this day.

Reply by Moneyman/TX on 4/25/13 1:43pm
Msg #467157

Seems that she left a lot of other "Home training" out. n/m

Reply by Moneyman/TX on 4/25/13 1:44pm
Msg #467159

Sorry -- meant that for someone else. n/m

Reply by jae on 4/25/13 2:12pm
Msg #467163

Re: Sorry -- meant that for someone else.

Yep, if I wrote all the training she gave me, there wouldn't been enough room here. She was a Godly woman. She DID teach me to watch what I said, but don't worry about what others said about me, IF I knew I was doing right.
That's really another subject, but if we could teach this to our children today, they wouldn't worry so much about what others say. First teach them to do right, then don't worry about what others say.
Guess that has nothing to do with Notary business, huh....;-)) LOL

Reply by Sylvia_FL on 5/1/13 6:15am
Msg #467960

I have my pocket sized notary seal in my purse at all times. I wouldn't use it outside of Florida.