Posted by dawn/IL on 12/15/13 11:39am
Msg #496176

Urgent!!!Help need for an acknowledgement!!

Hello I am doing an individual acknowledge for an insurance company and there wording is really strange.please there is no where for me to sign or stamp.
I am confused by the wording but I am pretty sure I know what goes here....(am I correct?) The way it is worked is strange to me, do I put signers names on the blank line???

On this day before me the undersigned notary public personally appeared_______________to me known to be the individual described in and executed the assignment of Life Insurance Policy as Collateral and acknowledged that he or she signed the assignment as his or her free and voluntary act and deed, for the uses and purposes there in mentioned.

I date and can printed my name and commission info, but no where for me to sign and stamp????

Thank you all for any help!!!

Reply by Shoshana/AZ on 12/15/13 11:51am
Msg #496177

It is probably best to attach a loose Ack that complies with the laws of your state.

Reply by Carmela Arndt on 12/15/13 11:53am
Msg #496178

Re: I agree. Also, do you personally know the signer? n/m

Reply by dawn/IL on 12/15/13 12:01pm
Msg #496181

Re: I agree. Also, do you personally know the signer?

Yes, I do. and I figured a loose certificate, but the wording just was weird to me. Thanks all!

Reply by Christine/OK on 12/15/13 12:01pm
Msg #496180

Dawn: Agree with Shoshana/AZ and Carmella. I would do the

Loose Certificate and redact the 'known to me' and insert "has sufficiently proven to me by providing current government-issued photo ID", etc . . .

Reply by VT_Syrup on 12/15/13 12:26pm
Msg #496186

This is similar to the only acknowledgement example given in the Vermont notary guide:

On this __ day of ___________, 20__ , before me personally appeared (name of person acknowledging) to me known to be the person who executed the foregoing instrument, and he (she) thereupon duly acknowledged to me that he (she) executed the same to be his (her) free act and deed.

Is there a missing word in what you typed? Did it actually read "known to me to be the individual described in and WHO executed..."?

My state does not tell a notary how to establish the signers identity. There isn't any different wording depending on whether I know the person person personally or if I used a driver's license. If there are such distinctions in Illinois, maybe you should use a certificate recommended by your state, because the phrase "known to be" might have different implications in different states.

Reply by Ernest__CT on 12/15/13 3:56pm
Msg #496201

Yup; loose ack form for your state. n/m

Reply by CopperheadVA on 12/16/13 6:28am
Msg #496215

If there is no line for the notary signature, I just sign in the open space directly below the certificate even though there is no line. Then I stamp as usual.

Reply by Bob_Chicago on 12/16/13 10:36am
Msg #496238

I would have filled in Joe Signer''s name on the blank line, n/m

Reply by Bob_Chicago on 12/16/13 10:41am
Msg #496240

OOPS . ..Signed and dated over my printed name and

only use a sep ACk if I could not find room somewhere on the page for my stamp.
Illinois, is pretty loosey goosey on form of A CK.
As to the " to me known to be the individual described in and executed the assignment of Life Insurance Policy as Collateral .." once you have examined a proper ID under IL law. then the signer is , in fact, known to you to be the individual described.... etc.

Reply by VT_Syrup on 12/16/13 10:55am
Msg #496241

Re: OOPS . ..Signed and dated over my printed name and

I notice the certificate posted by the original poster does not include a date. If the notary didn't put a date in or near the certificate, that might be a problem.

Reply by JanetK_CA on 12/16/13 4:56pm
Msg #496297

Re: OOPS . ..Signed and dated over my printed name and

That may be true in IL, but we in CA are no longer allowed to use personal knowledge as a form of identification, so that wouldn't work for us here. Just wanted to get that on the record for any newbies who might be reading this.

Reply by Stephanie Santiago on 12/16/13 3:20pm
Msg #496275

Dawn: simple fix: Use state compliant loose certificate.

With a loose certificate compliant with your state you will have room for Signature, stamp (seal): everything your state requires.
Follow IL Notary Laws and you will be fine.
No problems attaching a compliant loose certificate.