Posted by Jack/AL on 3/14/13 8:07pm
Msg #461266

37 pages of instructions to the Notary Public!

Although I often do signings for VA loans by Chase, today's was the first to include some new VA forms. The forms were not difficult to understand or have signed and dated and initialed. The problem was the extent of instructions to the Notary Public, including the normal stuff from the title company, compunded by many pages of EXAMPLEs, showing where to sign and date and initial. Even the old forms which most of us have used several times had example pages showing where to take action. A new twist included initials required where not previously required. The pages were not marked for initials, but the examples showed where they were required. The VA addendum to the 1003 application form that requires the borrower to sign and date twice on one page also had to be initialed! That is overkill! Some lists of instructions for the Notary appeared three times, on separate pages within the confirmation sheet, its attachment, and the document package. There were the normal repetitious instructions from the title company, plus new versions within the docs. Of course, there were some examples for forms that were not included in the package, with instructions saying to disregard those for which no forms were present. The four emails to me, including assignment order and docs, included 144 pages. After eliminating all the repetitious stuff for the Notary, and 10 of the 12 RTC pages, that left only 75 pages to place into the borrower's copy folder. I do believe today's signing was the last Chase VA signing I'll do, at least until the number of pages of instructions is reduced significantly, and pages requiring initials are so marked. Yes, of 144 pages received in four emails, 37 were my instructions. I might be a slow learner, but I don't intend to spend such an undue amount of time reading such time wasters.

Reply by Jack/AL on 3/14/13 8:15pm
Msg #461268

PS --- the title company was ServiceLink n/m

Reply by ToniK on 3/14/13 8:53pm
Msg #461273

Just got docs for my BofA docs and first 52 pages are closing instructions, specific closing instructions, master closing instructions and a few notary examples out of 127.

Reply by Shan/CA on 3/14/13 9:33pm
Msg #461285

I had a BofA yesterday, and that was the nonsense that I received. Not to mention, they wanted the instruction pages of the W-9 and the 4506 -T initialed. What?

Reply by MW/VA on 3/15/13 12:54pm
Msg #461357

I don't print all those pages of closing instructions

anymore & haven't had any complaints about it.

Reply by Lee/AR on 3/14/13 9:11pm
Msg #461280

With you, Jack! No more SL/Chase/VA

Used up my carefully preserved stock of little 'initial here' stickies---which I haven't used in 15 years--and decided I'm not doing 'stupid' again. The poor B's eyes got as big as saucers when I pulled the sticky-decorated beast out of my briefcase.

Reply by CarolF/NC on 3/14/13 9:20pm
Msg #461281

LMBO n/m

Reply by Yowheelz on 3/15/13 11:52am
Msg #461330

Glad you vented, I had same experience yesterday

I will now know to look for all the garbage and not waste all those legal size pages. I really liked the two pages listing documents that may not be included.

Reply by MW/VA on 3/15/13 12:55pm
Msg #461358

Ridiculous--seems to indicate they're hiring notaries who

don't know what they're doing. BTW, I charge extra for pkgs. over 140 pgs.

Reply by thumbilina on 3/15/13 1:26pm
Msg #461362

Re: Ridiculous--seems to indicate they're hiring notaries who

Well, for the copy that has to executed and sent back, I print out the whole thing and for the borrower's copy (if one needs to be printed), I only print out what they will be signing. Keeps it simple.