Posted by sigtogo/OR on 3/23/13 1:41pm
Msg #462671

seriously? two colors of ink must be used?

Pennymac loan: "Documents must be signed in blue ink, exactly as stated below the signature line, unless otherwise indicated. Use black ink for all hand printed or stamped information."
got to remember if I get a pennymac in the future to add extra fee for silliness!!!

Reply by MistarellaFL on 3/23/13 1:43pm
Msg #462672

TS also requires that. No biggie. Takes no more time.

Just have a black and a blue at your fingertips and pay attention.

Reply by NVLSlady/VA on 3/23/13 1:46pm
Msg #462674

Re: TS also requires that. No biggie. Takes no more time.

Huh? Have I missed something with TS? Bad enough that email instructions say "use legal/ltr if dual trays," then Package instructions say "All Legal." Haven't seen the blue/black ink thing . . .

Reply by Linda_H/FL on 3/23/13 1:51pm
Msg #462677

Never had the blue/black ink with TS either...

only time I saw that was if property was in - is it Michigan? - state recording requirement that all printed areas be in black ink.

Reply by MistarellaFL on 3/23/13 2:13pm
Msg #462683

Mine have been FL properties n/m

Reply by ToniK on 3/23/13 1:51pm
Msg #462676

Ive done Pennymac loans before and never have I switched pens. I use one color throughout the package.

Reply by CarolF/NC on 3/23/13 1:52pm
Msg #462678

See message 460905. I used all blue ink. n/m

Reply by hodgy on 3/23/13 1:54pm
Msg #462679

I use only one ink color. Whatever the signatures color is required is used throughout and I have never had a problem.

Reply by sigtogo/OR on 3/23/13 2:19pm
Msg #462684

thanks everyone! I'm using blue!! there is certainly no

requirement in Oregon for this. I have done many TS deals and that hasn't been the case. just Pennymac that I recall.

Reply by bagger on 3/23/13 2:57pm
Msg #462687

LOL new instructions

You must change colors on each successive document.


Signed
Roy G Biv
Chief Ink Officer

Reply by HisHughness on 3/23/13 3:55pm
Msg #462693

I don't ignore the TS requirement; I just don't ever remember it. I've never had a package kicked back to me, and TS is one of my best clients.

The requirement is quite illogical. There is a reason blue ink is used. That reason applies whether the inscription is printing or cursive, ordinal or cardinal numbers, Arabic or cuneform, coded or uncoded, Sunni or Shiia, Coptic or Catholic.

My guess is even the document processors don't remember that requirement. Or, if they do, they feel so silly trying to enforce it they just don't bother.

Reply by Lee/AR on 3/23/13 6:15pm
Msg #462704

Have seen this stip; complied until one dark & stormy

night when the lights went out and we finished by the light of one single candle.
Somewhere along the way, the B's & I muddled up the pen switching and couldn't
tell what color actually went on paper so it went back quite mixed. Never heard a word--
so it's all one color for me now--I usually default to blue.

Reply by MikeC/TX on 3/23/13 6:18pm
Msg #462705

It really depends on where the documents will record - some jurisdictions require black ink for recordables, but the lender wants blue ink for everything else. I came across this a few times when I was in NY, where one county insisted on black ink, the other preferred it, and the lender wanted everything signed in blue. Sometimes it was necessary to have two different pens and be aware of what document was being signed and where (if) it was going to be recorded.

Don't just assume that the hiring party is making a crazy request - spend 5 minutes doing a little research on what the county recorder's requirements are. There's a reason they're asking you to do it that way; if you ignore the instructions, you may be looking at another signing on your dime.

Reply by HisHughness on 3/23/13 8:08pm
Msg #462718

***There's a reason they're asking you to do it that way***

Whatever the origins of the request -- whether it stems from a fevered night of drinking and doping by a deputy county deed recorder or the marketing department of a manufacturer of black-ink ballpoint pens --- it is an illogical requirement.

Reply by janCA on 3/23/13 8:20pm
Msg #462720

Had one the other night, investment property in Austin, lender was Wells Fargo out of Phoenix and settlement agent was WFG Lender Services out of Austin. DOT was to be signed in black, all other docs in blue.

Reply by Luckydog on 3/23/13 9:52pm
Msg #462730

I usually sign all in blue...but on occasion the split color for the DOT is because that property was in a "black ink" state and I am assuming was recorded up there. More than not though, we just sign the whole package in that state specific color. Most states are "blue" but you have to be aware and read your instructions when the property is out of state.

Reply by MikeC/TX on 3/23/13 10:42pm
Msg #462733

"Whatever the origins of the request -- whether it stems from a fevered night of drinking and doping by a deputy county deed recorder or the marketing department of a manufacturer of black-ink ballpoint pens --- it is an illogical requirement."

The lender has one requirement, the county recorder has another. Which one is illogical?

I can tell you for a fact that Suffolk County, NY, will reject any document that is not signed in black ink - it says so on their web page. Most NY notaries use black ink only, because that is the color required by state law for the notary information (whether stamped or hand-written).

When faced with lenders that required blue ink only, I had to argue that the documents would not record, and would eventually get them to agree to "we'll do these in blue, and those in black". I wasn't about to argue the logic involved - all I knew is that this is what was required to get the job done so that's what I did.

Reply by HisHughness on 3/24/13 12:47am
Msg #462746

***Which one is illogical?***

The one for which there is no logical basis.

Illogical: adjective.
Lacking sense or clear, sound reasoning.

There is a sound reason behind the use of blue ink: It helps distinguish originals from copies. I know of no such reasoning for the use of black ink, unless Suffolk County is using reproduction technology that originated with the Flintstones and fails to record blues.

Reply by Donna McDaniel on 3/24/13 8:45am
Msg #462752

I was told by another FL notary that the black ink requirement applies only to any corrections made on the docs.

I would suggest contacting Title Source for clarification.

Reply by Barb25 on 3/24/13 10:34am
Msg #462764

That is correct.

Black is to be used IF you cross out something cross out single line in BLACK. Write in correction in BLACK. Have it initialed or initial it in BLACK.

I got these rather confusing instructions from TS for a Chase Loan. I called TS... They actually sent me on to Chase. The Chase people told me this. I had occasion to call back later and got a very knowlegable TS person and I was asking a question about another correction. He said "Don't forget.... Cross it out in BLACK. Write the Correction in BLACK. Initials are in BLACK.

And verified that is the only thing that meant.


I really think that should rewrite those instructions. Because I never would have gotten that out of the instruction page.

Reply by Barb25 on 3/24/13 10:37am
Msg #462765

This may clear it up

Read my other post called That is Correct.

Reply by MikeC/TX on 3/24/13 5:37pm
Msg #462827

"There is a sound reason behind the use of blue ink: It helps distinguish originals from copies. I know of no such reasoning for the use of black ink, unless Suffolk County is using reproduction technology that originated with the Flintstones and fails to record blues."

Sound reasoning or not, that is their requirement. What would be illogical is arguing with them about it, because that will not get your document recorded in that county.

Reply by Chakwaina on 3/25/13 2:43pm
Msg #462957

I had this so much so that my notary stamp is blue 9TN doesn't allow black) and all my other stamps (venue and printed name, etc is black).

Having worked for a perfectionist, anal retentive attorney (I do say that in all love--we are best of friends still) it was sort of a no brainer for me on that one. I actually think he may have advised these companies on how professional and proper that would look.