Posted by NVLSlady/VA on 10/14/13 1:52pm
Msg #488085

Follow up to msg 487792

Regarding the Note (and crossing out the notary part)

Closing specialist (email): (1) "Okay, so the All Purpose Acknowledgement should be sufficient, correct. Since that is the basis* of the All Purpose Acknowledgement";
(2) "Please just initial and N/A just as you had on the [scanned] copy"

They are sending orig by fedex.

Funny isn't it: If I had written N/A on the note in the packg (and initialed), I can just
hear the S*C* R* E* A* M *S (the notary did WHAT??!!!)

*(well, no . . . but not going there today)

Reply by MW/VA on 10/14/13 3:01pm
Msg #488096

I still think that's going to get kicked back at some point

from the lender. What a strange position to be in.

Reply by Linda_H/FL on 10/14/13 4:11pm
Msg #488121

I agree with Marilynn....my response to that

e-mail would have been "don't bother sending me the original - you let the lender alter their own docs"...

All you need is for you to say "I was told to do it" and lender says "we never allow anyone to alter the notes"

I remember back in the day when we had to draw up the notes by hand (and no, not hammer and chisel..we were too advanced for that - manual typewriters)...you could not make one error on it - even when white-out came out, the Note had to be pristine.

Reply by NVLSlady/VA on 10/14/13 9:18pm
Msg #488144

Re: I agree with Marilynn....my response to that

I do feel like I'm overstepping bounds and decided when I saw the letter which was mailed along with the originals* (they even sent back my loose ack), I would write the following to cover myself:

The following additions are being requested by [Lender]: Notary to write N/A in the Note section requiring notary public signature; this inclusion of 'n/a' will ride along with the previously completed loose Individual Acknowledgment provided on the date of borrower signing.

I initialed and emailed to TC asking that lender also initial

Thanks for your insights, ladies

*Letter stated "after making the <changes>, please send orig back to the lender" (I smell trouble on this one)