Posted by apsnltch on 9/3/13 8:13pm
Msg #483084

Background Checks

I have been a notary for years and have been in the mortgage business in some way, shape or form since 1979. I obviously have had background checks done when I was a Federal Employee and when I was a self employed loan officer for a company....but these people orcered and paid for these checks.

I just ordered a Lexis Nexis because although I have been getting business without....several have told me I should have one done in case I am asked or that they can use me more if I have one. I just received it today and it was 100 plus pages long. Most of it was not even about me. Some much younger gal that has lived all over the place. I have lived in the same house for 35 years.

Anyway....to the question...what do we send in when requested. I do not think it should be neccessary to send in the whole report (which by the way is getting revised)....I have read some where here that there is a page that says passed??? and that is what is sent. I do not see that on this report. Just a report.....

Reply by Linda_H/FL on 9/3/13 8:23pm
Msg #483085

NNA provides a certificate separate from their BGC that says the notary passed their background clearance. I think that's what that poster was referring to.

I never thought to send just that - when I was asked for my Background check, I interpreted it to mean they wanted the report and that's what I sent - the whole report showing each part searched and the result (no records found) marked in each section.

Just be careful - I know the NNA check had my social security number and both my FL and CT driver's license numbers written in several places on it. I blocked that out and send that in - they have no need for my SS# or DL #

JMO

Reply by Marianne Clancy on 9/3/13 8:39pm
Msg #483087

I have sent the entire report to some and just the cover page that states the check was done to others. My SSN was not on any of the pages.

Reply by MW/VA on 9/3/13 8:40pm
Msg #483088

First, I'd go back to Lexis Nexis & let them know about the

errors in your report. 100 pages--seems unbelievable. Besides, they have confused the identities of 2 different people. They're supposed to correct errors. It's a long story, but I had a LN bgc through NNA a few years ago. There were a couple of errors on the report, had difficulty getting those corrected, etc. There was a class action suit brought against them (not by me, I assure you) & as a result I had received $1,000 because of the violation of the Fair Credit Reporting Act.
That's why I'm saying you shouldn't accept that report as you received it.

Reply by apsnltch on 9/3/13 8:49pm
Msg #483092

Re: First, I'd go back to Lexis Nexis & let them know about the

Thanks folks...I have been on the Phone with Lexis Nexis already, and the woman was very nice, but she told me it could be up to 30 days for a new report. Then she said the new report would just state that the items were being removed from the old report. I was totally dumb founded when I pulled all that paperwork out of the envelope...way more then half of it was on another person and the other person and her husband. My concern was what to send to anybody that asked for the report. I can't send that mess to a potential client and don't want to. That is why I was looking for maybe a page that says something special that would suffice....

Reply by MW/VA on 9/3/13 8:59pm
Msg #483093

Unbelievable. It sounds like they violated the privacy of

the other person's information. Yes, I had heard that "30 days for a new report" speil, too--it never happened. It sounds like nothing's changed with the, and this is the co. that NNA insists is the only acceptable one for bgc's???!!! Gimmeabreak!
BTW, I have a NR bgc. It was a few pages and has one page that gives the date of the report, status, etc. It is the only page I'd every supply to anyone.

Reply by JanetK_CA on 9/3/13 9:36pm
Msg #483095

I agree. Just send certificate or cover page. n/m

Reply by sueharke on 9/4/13 1:22am
Msg #483104

Re: Unbelievable. It sounds like they violated the privacy of

I would probably take Lexis Nexus to Small Claims Court - Judge Judy, Judge Joe Brown, Judge Alex, and make sure the whole TV watch population saw the quality of their work (and ask for $5,000 judgement against them). Ah, one can dream.....

Reply by titleme2nc on 9/3/13 11:06pm
Msg #483101

I was very happy with the one I got from NotRot. Easy - Pesy n/m

Reply by BobbiCT on 9/4/13 6:25am
Msg #483110

VERY Happy with Notary Rotary background check ...

Easy peasy, too. Less bs, all bases+ covered in a simple report format, and far more accurate and up-to-date than Lexis Nexis.

I will send companies I contract with the NR check. If they are not satisfied with that report, then I seriously consider whether it is a company I want to work with.

LOL. Your background check is only as good as the day it is issued .... and could be 30-60 days out of date. In this industry, we all also work on reputation, business faith and trust.

Just a personal warning: Get those 3 FREE credit report checks annually. You will never know who and how many people have your SSN and personal information and then pulled a background check for additional information themselves when dealing with so many out-of-state Signing Companies, title companies, and other internet or over-the-phone people. I HATE companies that require my photograph; I consider it a form of discrimination that a company won't contract with me based on resume, experience, etc. - must keep a photo in an internet database, deciding based on my looks? whether I receive an assignment (maybe that scheduler or client doesn't want to work with a XXX person)! NOT to scare anyone, just a reminder to be cautious, savy and keep track of where you've sent your personal information. Similar to borrowers worrying about that stranger knocking on their door carrying their loan application (identity theft heaven) and mortgage documents.

Reply by rolomia on 9/4/13 7:49am
Msg #483116

"Re: VERY Happy with..." What's next?! The smell test???

"deciding based on my looks?"
"(maybe that scheduler or client doesn't want to work with a XXX person)!"

Imagine a scenario where they require that you rub a scent patch across your skin, then send it to their lab to issue a scent score. If your score isn't high enough, they won't hire you. As ridiculous as this scenario reads, it doesn't seem as outlandish as NSA's willing to drive 100 miles (one way) carrying 150+ pages of edocs + BO's copies + required fax-backs of 50+ pages, all for $70 or less.

And, some national ID proposals still circulating on Capital Hill (the milieu of mildew) continue to garner corporate lobbyist support. In other words, the extremes to which our privacy rights are (and will be) violated continue to grow (like mold) and fester (like open wounds). JMHO