Just because your experience is different, doesn't mean it can't happen. In the 7 or 8 years prior to the implementation of the ACA, my personal monthly premiums for individual coverage went from roughly $350/mo to almost $900 per month - with Blue Shield. Just for myself. And co-pays and deductibles kept going up, too.
And FWIW, as soon as I had the opportunity, I signed up for Obamacare under the CA exchange, which for the same exact coverage with the same carrier was about $300/mo. less (with no subsidies). So yeah, it could have been much worse. |
