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 Yes, it's interesting when we're on the other side of
Posted by  MW/VA on 3/14/13 10:16am

the process. Try to remember that there's been a lot of misunderstanding in this profession about "explaining the documents" and I've heard of notaries that interpret that literally & don't "review" the docs with the borrowers. Not me, I do a complete closing with them.
Also, I refi'd about six mos. ago with WF. I was prepared to have to document everything. I joke that they wanted everything except a DNA sample. Lender criteria has changed, and I often comment that we're all paying for the "no document" loans that went down during that period of lending insanity. Now the lender will make sure they have everything covered. I'm sure you're glad it's behind you. ;-)
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