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Posted by fiKS on 2/14/05 10:34pm
I have a signing tomorrow @ 9:00am. After printing docs tonight, I noticed a form I've not seen before. Because of the different time zones, I will not be able to get a hold of anyone (Ameriquest or SS) in the a.m. before the scheduled signing.
Document is not titled but it appears that lender wants borrower to fill out:
Cash out explanation: ______________________________
Credit Inquiry explanation: ___________________________
Derogatory credit explanation: ________________________
Has anyone every explained to borrower how to fill this out? There is no indication why the borrower need to make these explanations, and I don't feel comfortable telling borrower the lender needs explanation of his bad credit and numerous credit inquiry.
If borrower is not aware of this document or why requested, should I leave the form with the borrower and ask him to fill it out and fax to his LO later?
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