| At one time you used to see the gender specific statement in the acks quite frequently. They have become used less over the years since legal forms have in general moved away from them. I remember when the common way to refer to a tenancy on deeds between married persons was Joe Jones and Joan Jones, his wife. This nomenclature implied that the wife was the property of the husband, and was subsequently changed to ...husband and wife. In Illinois it was common to refer to a single man as a bachelor and a single woman as a spinster on the document of conveyance. But the loan trade, as it is, can't effectively rid itself of legal size paper, so it does not surprise me that they don't expurgate superfluous phraseology from their documentation. A lot of sworn statements or affidavits appearing in loan documents do not conform with my state's statutes. I would guess that a majority of Wisconsin notaries public don't add the venue to the jurats on loan forms, nor do they designate the names of the affiants on sworn statements if the lender does not include them on their printed jurats. Those items are required on every notarial act, but most notaries seem to have a fill in the blank mentality or are unaware of the legal requirements in completing a notarial act. I think that this forum has maintained itself quite well in comparison to what I see in reading online comments on newspapers etc. where they are hurling insults left and right. |
