I just found a similar snippet under Bear's post: The new Loan Estimate is for all loan apps taken on or after Oct 3rd. Any app taken before Oct 3rd must use the old GFE and Initial TIL.
So glad to know this because when I confirmed with my BO on Monday for a Wednesday signing, she was unsure about whether she needed to bring closing funds to the table. This clued me in that she did not receive her docs under the new TRID rules. I wasn't sure what was going on- so I proceeded as I normally would with the confirmation call.
Now I see that it's highly probable that she did her app before Oct 3rd. For a minute there I wondered if the lender was not in compliance which brought me to the question of: What if the lender is not in compliance with the 3 day rule? Would it be illegal for the NSA to close the loan?
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