I've done hundreds over the years. The companies I deal with have always paid me. While most borrowers do their application on line but if not it will be as a paper application. Why paper these days? The best answer I got from some one was the following "I don't do that computer stuff" (that's a line that you can not make up).
If the loan is approved then I go back and do the signing. The resulting signing is much quicker since 1. They now who I am and what role I fill. 2. We have already gone over many of the forms already. 3. I've explained what will happen at the signing so they already know what to expect.
As for fee, I have what I consider is a min I quote for it. If they don't like it they will find someone else. Since many don't do applications, they come back and meet my fee. |