Just received package for my Monday morning signing --- 144 pages for a HELOC through a credit union (including shipping label). That was a shocker!! I'm used to approximately 80 pages max for a CU HELOC. Guess the justification on this one is there is a Trust involved. Luckily, when scheduling I was told this was a standard refi with no scanbacks. So, I quoted my "standard" fee.
Something to keep in mind: Sometimes hiring parties want to offer a lower fee 'cause it's a seller package or it's a HELOC. Smaller packages is NOT always the case. |