I must ask, do you then just state the name of the document and point to signature line? Or do you do a "brief" description of the document? I try to give a "brief overview, ie. here is your rate, here is the prepayment penalty amount, etc. Too much? 2nd's and HELOCs take me about 20 minutes, but refi's are 45 - 1 hour. Any suggestions how I can trim this down if at all possible, without cutting corners? |