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Posted by NVLSlady/VA on 12/6/19 4:07pm
Yes, perhaps I should re-phrase. . .
Meant that there is plenty of "opportunity for learning experience" in this business (or any other). Mostly they're not really "errors," so much as recognizing that sometimes the rules change and we need to be on guard!
Or, I could miss the little box on the tax form BUT not a signature on the 1003. However, closing attorney wanted bors to be sure and sign top of p 1 AND initial every page even though there weren't any initial lines! Also, I made the mistake of having both borrowers sign top before we realized the 2nd borrowers had her own loan app (lender decided only one should sign on their individual). Point is, I had to check to be sure.
Recently, someone on the forum asked a legitimate observation: Should (s)he have BOTH signers initial the date change on the RTC? Someone else inquired about using a (non-approved) POA on (QCD) conveyance. Of course, we all recognize any POA has to be approved beforehand, but the subsequent discussion in that thread was beneficial to the learning process.
Finally, some don't see notarizing Notes in Virginia as an "error," while others choose not to sign ANYTHING without a cert.
Before the "law" was handed down, lots of Va notaries accepted closing funds. I'm sure the list of possibilities are endless (like the mistakes I made about nb spouses in the beginning, which NEVER happen Now).
Dates. Who misses those? Not me. Not lately anyway  No room for overt omissions Or overconfidence in this outfit. |
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