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Posted by Laurie Manzanares on 4/20/17 2:54pm
"I acknowledge the outcry from notable NSAs about never holding docs "for spite." That would be unacceptable. However, ASAP already told you they're not paying you. So the deal is off. Not sending docs back has nothing to do with ransom in this case. Like LD said, docs are mute. Everybody's sympathizing with the borrowers. Boo hoo. It's not our job to be Dr. Feel Good. It's up to title company to hire a reputable SS (they should know only losers work for ASAP Pro Notary). So the title company got what it deserved. As much as some lofty NSAs would like to think otherwise, there is nothing sacred or holy about a sign-up. It's a business deal between us and a hiring agency. Your performance was not acceptable to title or the SS, so they withdrew their offer midstream; the deal was dead at that point, and that includes any signed docs. They're collateral damage. These things work both ways; it's a two-way street. They're not paying you for "your work." What work? Work just evaporated. Granted, borrowers signed docs, thinking they had a contract. However, there's a middleman in all this: the notary. And it's understood that the notary will get paid for their role in the transaction. If in the middle of things, the notary is told the deal is dead, so are the docs. (Of course, this is just chatter for thought since you did drop docs eventually.)"
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Totally agree with you with the above statements you made above. Was thinking of doing a post in regards to a hypothetical scenario of a notary basically being fired or deal called off in midstream. Thought it would open a pandora's box of send docs, don't send doc. Glad you posted!!
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