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Just PoliticsLeisure
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 Regarding Finals CD and Settlement statement
Posted by Bear900/CA on 3/6/18 3:36am

LOs and escrow people will tell you that after the loan is consummated (signed), a volley of Settlement Statements are exchanged between the lender and the EO to reconcile with each other to the penny.

So yes, they can be different. In fact, I should change my above statement to they usually are different mostly due to closing fees. If the fees are out of tolerance (above 10%) someone eats it, not the customer. It also becomes a compliance issue and that is handled differently by different institutions.
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