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 Stacking Order
Posted by Zach Leung on 6/11/18 3:22pm

Hi Guys,

I was wondering if there was a specific order the documents needed to be in for a mortgage transaction? Like is there a general rule of thumb? / Or is it up to the Lender/Title companies, depending on what they want.

Generally, I have been doing:
Closing Disclosure (plus any CD Addendums if applicable),
ALTA,
Deed of Trust/Mortgage (plus any Legal Description Attachments or Riders as applicable),
First Payment Letter (plus any Temporary Payment Stubs as applicable),
Right to Cancel,
Patriot Act Disclosure,
Title Docs,
Note,
Lender Docs,
Customer Survey

Any help or guidance on this would be much appreciated !

Thank you in advance!
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