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Posted by snowflake/PA on 12/12/18 2:48pm
Still getting grief from my bank. I had problems getting through to the manager. I told the teller who "assisted" me I needed the manager. Teller placed my call to another teller. I again requested the manager. Manager stated the e-checks are high risk for many of their clientele. They are not "Micro-encoded." I told the manager I am a longtime client of bank. She asked me the amount of the check and I told her. Asked what I am to do since this is the way business is headed. I also mentioned the website for Echecks that she could read. She stated she knew all about that.
She had to verify something and call me back. When we next spoke, I told her I want to know that moving forward that my bank will allow me a choice to either cash or deposit these echecks. She said I can as long as there is a routing and account #, but that if the presented check is fraudulent or bounces, the check amount will be deducted from my account plus a $12.00 fee just as any other type of check would be. I said the echecks presented did in fact have routing and account #'s. I said I understood that. Manager said they do not close my accounts if check presented is fraudulent. So...... I will try again.
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