If you have a closing set for 2:00 pm and a closing for 11:00am and you have the package for the 11:00am closing but do not have the package for the 2:00 pm closing, I would have told the SS that was to send the package for the 2:00 pm closing that you need to receive the package no later than what ever time you need to leave. If you do not have the package by the time you leave, call the borrowers for the 2:00 pm closing and tell them you have not received their package and you will need to reschedule later in the day. I then call the SS company and let them know the appointment has been rescheduledbecause you do not have the loan package. I would not sit at home and wait for the late package. Nor would I rearrange my other closings when their lender had their package sent to you on time.
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