Yes, this topic has come up here before but I'm pretty sure it wasn't by notarydi/CA. I've been asked about this by at least one borrower before, too. I believe I explained to the signer that I don't have the authority to hold the documents. As has been said above, our obligation is to our client. There's no way I would want to get caught in the middle of that kind of situation and it's not really fair for a borrower to put us there. We don't get paid enough! I think I suggested that my borrower contact his LO immediately about any concerns he had and left them to figure it out. Just to be clear, though, I wouldn't take instructions from the LO, either. I'd get title or escrow involved (or ss, if there was one) asap, and follow their instructions regarding disposition of any documents, signed or otherwise. |