Yes, definitely something we should give advanced thought to so we can be prepared - and encourage the borrower to be prepared, as well.
I've done something similar with the HUD/Settlement Statement for a long time now whether or not they get docs in advance, even going so far as asking them to request a copy from their LO, if possible. I can't count how many times they've found a typo or mistake, allowing us to get corrected docs prior to our appointment. It has sometimes meant that I missed out on a 2nd trip, but it saves everyone else time and money and it's been a lot less of a hassle for me. (It also increases my value to my client...)
Hopefully that won't be as much of an issue with the new disclosures, but I suspect that's wishful thinking, at least in part.
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