Reply by Susan Fischer on 6/18/11 12:04am
Msg #386755
As far as I know, there are recordable docs that require
Notarization, like Deeds and Liens to name a few.
Remote "closers" aren't really "closing" anything - all we do as professionals is print docs, direct signings, Notarize where required in accordance with state law, and return "closing" docs as directed=pre-paid.
Just today, a new neighbor on the spectacular Central Oregon Coast was ecstatic about the in-home service I delivered; the quick sale of his home in WA; and the little jewel he found here that closed snip-snap. He was waiting for me at the top of his driveway, waived me up, so my smartie was *this* close to the most b!tchen 'Vette, all T-Topped, spotless, and sublime. He just couldn't be happier with the decisions he's made lately.
He literally had wads of cash, and some he discovered in his other shirt pocket he hadn't even counted yet. He won bigtime on the Video Poker machine lately, and because he quit drinking eight months ago, he brought home all the winnin's - neatly sorted, like cards in a hand, and folded over once. (I flashed back to '78, when I fell in love with my late husband (or 'Ol'Man, as we used to say.) JT was strictly cash and carry - and just when I needed to, I learned so much about how to get to that point, and how to benefit from credit, not be a slave to it.) So, I chided the Seller that I should drop a line to his kids that a great Father's Day Present would be a cool money-clip. That's when he lit up and got even happier.
Getting a voided check, the old man cackled - "Ha!" he says. "Darned kids all tol' me I was crazy for buying that Corvette. And I'm gonna build a collapsable ramp so she doesn't scrape the (lower hanging thingie.) Now, they all clammor 'I want the 'Vette!'" I nodded in parental understanding. He went on, genturing, and animated; "I told 'em - "HA! None o'yuz! I'm GIVIN' it ~away~ to a *stranger*! To somebody who will APPRECIATE it! Heeh heh hoho - Yessiree Ma'am." I winked, and told him it was the prettiest darned Corvette I ever saw, but I'm a smartie-girl, and partial to the old red/white '57. (He was in his late 80s.)
So, in those 25 minutes, we were finished, and oohed and ahhed over our rides (he said he thought he "might just buy ~another~one...heehooo") on the walk-out; I dropped docs at UPS right off the highway on the way home; and made a C-note.
Retiring from this Biz isn't like retiring from the stage, or screen, or telly. The more cues one picks up on and relates to, regardless of the situation, the faster the ice is broken, the transaction progresses smoothly, and all hopefully ends well. It's definitely a People-Person-Profession.
I suspect that's true of every profession, really.
Anyway, back to the subject - we don't actually "close" any loans.
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