Posted by Belinda/CA on 1/17/12 12:21pm Msg #409243
SS: "Can you go out and do a signing for us tomorrow...
SS: "Can you go out and do a signing for us tomorrow at 5pm?"
Me: "Yes, I am available."
SS: "This will be for $45 then."
Me: "$45? What is it you are asking me to do for $45?"
SS: "It is basically a courier service. Can you do it?"
Me: "So, exactly what are you asking me to do."
SS: "Print and deliver one set of documents for us. No notarizations."
Me: "So, I am just supposed to print one set, drop them off at the borrower's door and leave?"
SS: "No, you'll need to have them sign the papers. It is a refi."
Me: "So, from what I gather I am supposed to print one set of docs, take to borrower, walk them through signing all the docs, no notarization, drop at FedEx. Is this right?"
SS: "Yes."
Me: "I can do it for $___." (Work-time traffic, print, time with borrowers signing, work-time traffic to FedEx and back to office = 2 - 2.5 hours [does not equal $45.])
SS: "I'll call you back if I can get that approved."
Same job we do all day long but with no notarizations and print one set does not knock off that much money.
This was a good reputable company too!
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Reply by Linda_H/FL on 1/17/12 12:25pm Msg #409244
This is also not a "courier" job...
And a refi with no notarizations? Interesting...
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Reply by Karla/OR on 1/17/12 3:55pm Msg #409267
That was my first thought as well. n/m
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Reply by GOLDGIRL/CA on 1/17/12 12:29pm Msg #409245
Printing docs and walking borrower through a loan signing does not equal "basically a courier service."! How rude. What "good reputable company" was this???
Anyway, with no notarizations, sounds like a loan mod, not a refi. And at $45, that's $5 more than I was offered recently!
You should have said yes, make borrowers come to you, do a point 'n' sign signing ... and you'd still be losing $$.
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Reply by Yoli/CA on 1/17/12 12:42pm Msg #409248
Wonder if it's the same call I had this morning for $45 tomorrow at 5 in Sacramento for an application with a guarantee to get the refi, hmmmm?
Sorry, my minimum fee is $XXX. In my experience, applications take just as long as regular signing. Besides, a few years back, I was given that same guarantee on application that paid slightly better and took an hour (borrower was not prepared with required docs) and I never did hear back for refinance signing.
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Reply by CopperheadVA on 1/17/12 12:37pm Msg #409247
I bet a courier charges more than $45! n/m
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Reply by ikando on 1/17/12 2:07pm Msg #409257
Re: I bet a courier charges more than $45!
Just to take a package from one side of town to another--no printing, no conversation let alone watch signing, and no return to carrier--costs $45 on average here. Add wait time and it's another $30.
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Reply by ToniK on 1/17/12 4:09pm Msg #409271
FEDEX charges $87! or at least that what I was billed!!! n/m
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Reply by CopperheadVA on 1/17/12 4:47pm Msg #409275
Toni, what were you billed $87 for??? n/m
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Reply by ToniK on 1/18/12 7:43am Msg #409305
Re: Toni, what were you billed $87 for???
Non loan related but I sent something (documents) via fedex priority overnight and I was billed $87 for it. I didnt think it was that much. But lesson learned....lol next time use USPS. lol
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Reply by C. Rivera Chicago Notary Services on 1/17/12 12:51pm Msg #409249
would've told her to call FedEx...cheaper...lol n/m
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