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Posted by MikeC/TX on 6/9/21 6:47pm
Interesting question. The borrower is asked to sign a form that has a blank date, and the lender says it's OK, we'll fill in the date later if we get audited.
That should have set off all sorts of alarms and whistles in the borrower's head, but you did exactly what you're supposed to do - you didn't offer an opinion on whether or not he should sign. According to the scenario you laid out, he asked you twice whether you had ever seen this before, and you said no both times. And he decided to sign it anyway.
His choice, his potential problem down the road. Based on what you laid out in your post, the fact that you didn't have to notarize that form, and assuming you didn't offer an opinion one way or the other, I don't think you did anything wrong.
Personally, I don't know why anyone would sign a document with a blank date after being told that they will fill that date in later if there's an audit, but maybe that's just me... |
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