One must also remember that it's the title companies that choose to use these platforms like SD and the signing services that subscribe to them to facilitate their signings. If they thought that it was a better idea to deal directly with NSAs, then they would. Obviously, the platforms and signing services are filling a need. Otherwise, they wouldn't exist. The problem is that there isn't enough money in these closings to go around. The answer that makes the most sense is to charge the borrower more, to cover the costs of the platform, signing service and NSA. They're already paying thousands in closing costs. Would another couple of hundred dollars be so egregious? Why should the NSA take it on the chin when everyone else is getting their share of the action? |