I think he's well aware that the DRE does not compel a Code of Ethics upon licensees it regulates. See page 3, paragraph 3. If he's not, then this article provides all the loopholes for him.
Trade Associations are the ones that provide the Code of Ethics, both for real estate and mortgage licensees.
Realtors have a national code of ethics provided by NAR, which is an oxymoron in light of recent litigation.
http://www.nar.realtor/about-nar/governing-documents/code-of-ethics/2024-code-of-ethics-standards-of-practice
Then, each state has their local MLS which typically uses NAR's Code to establish a State Code of ethics. Here's CA's state association's (CAR) Code:
http://www.car.org/marketing/clients/ethics/coesummery/
Yes, you can file a grievance and the local board will take it up with the member IF the licensee is a paid member. There is no requirement to join either CAR or NAR if a person is not using their MLS services.
On the mortgage side we have NAMBN for national, and CAMP for CA. Each has it's own code of ethics. Most loan originators are not associated with either association.
I was president of our Central Coast chapter of CAMP (CA Association of Mortgage Professionals) and vice-president on the state executive committee, so yes, I am committed to using these codes.
NRMLA, National Reverse Mortgage Lenders Association, also has a separate code of ethics. NRMLA is super strict and super expensive to join and also requires attending and passing certain classes in person. Because of that, many reverse MLOs are also not members.
It is probably an exercise in futility rubbing their nose in the code especially if a non-member as it appears he is.
Better, would be to get acquainted with the CA DRE's requirements on using a fictitious business name (DBA).
http://www.dre.ca.gov/files/pdf/faqs/Ficitious%20Business%20Name%20FAQ.pdf
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