Bobbi in CT wrote:
Issues: Carry your printer so you can print out borrower's copy at their home. Elderly
borrower (and me with not-so-great eyesight) may want NSA to print out a full set so that
they can read it on paper rather than PC screen (expensive laptop so that can have large
screen and ability for borrowers to sit and read through your laptop ... oops, sorry, I
touched some keys, what happened to your computer?), have to have ability to
handle many different types of software ... unless every lender and title company
agrees to use the same (HA!!! They can't even agree on using the same paper forms).
My response as a homeowner is that I'm not going to use a signing technology
that I don't completely understand. The title company sends the documents to
my computer several days in advance. I pore over it, send a copy to my attorney,
compare it to online versions of deeds and mortgages, etc. Then the notary shows
up. I digitally sign it on my computer with my certificate. Then I transmit it to
the notary and say aloud "I acknowledge the document I just sent you". The
notary then digitally signs it. If that isn't how it works, then I'm using a pen on paper.
VT has much the same situation with town clerks as CT. They won't be accepting
digital deeds any time soon.
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