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 Re: Diane Cipa is TOXIC! I don't even read her articles
Posted by  Loretta Reed on 9/4/07 7:40am

I read a few of her blogs this morning. Here's my take on it.....as far as "eating my young". The laws vary in each state, we are to comply with the law and not go against it. She may not like notaries but we play a part in the transaction, like it or not. I don't care if she has 3 years or 30 years, it is what it is. I noticed that she quoted me from a conversation I had on here. She does not live in Maryland and does not take the CE classes that we do. I'm sure she takes several c.e. classes to keep her licenses up to date. I am appointed by several title insurance providers and work directly with a few. I also have my mortgage originator's license so I know what the docs are. I have my title producers license in Maryland & Virginia.

As far as someone getting Respa docs signed, I think that there is no need to have a notary go out and have a potential borrower sign them. I have never had a notary come here and do that. The broker sends them to me by mail and I sign and send them back. I also do not collect paystubs from a borrower when I go to a signing. They can send them to the broker themselves and should have done that prior to closing. For that fact, they can fax them to the broker/ lender. The only thing I have gotten at a signing is a homeowners dec page.

We all have a big responsibility when going to a borrowers home to have them sign their mortgage. We should act like we know what we are doing. I personally think that every state, that is not an attorney state, should require a notary to have their t.p.l. I have done so many closings that the borrower told me that the prior notary had no clue what they were doing and some notaries actually admitted it out loud.

Let's have her statements make us better and not bitter. There is always someone in this industry that knocks the other. I could go on and on about real estate agents. That is a whole different story and I have a few of them.

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