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 For the Newbies.. Things to carry with you/ADDING TO 33325
Posted by  Brenda Stone on 7/17/06 1:24pm

For the Newbies.. Things to carry with you
Posted by PJM/MI of MI on 7/17/06 12:31pm
Msg #133611

You may not be in Journal state, but keep one anyway. I write down the returning tracking #'s in my journal because I seem to get called for a tracking # when I am driving down the road.
A roll of tape. Some companies allow the borrower to have monthly payments deducted from their account and a voided check needs to be attached to the document. (Stapling isn't acceptable). And most people don't know where a roll of tape is.. unless it's close to Christmas time.
Legal size mailing envelopes. A cashiers check or even cash needs to be sent back in a secure envelope.. not floating loosely with the docs. (After sealing, I tape it shut, too).
Pens of black & blue colors. Some lenders REQUIRE a different colored ink than your state.
A listing of all of the companies you have done business with ..and phone numbers.
A COPY of your Notary commission, bond and insurance. You'd be surprised how often you may need to show this. (Some borrowers are skepitcal of us.. bear with them).
BLANK pieces of paper. You may have to have the borrower write a little note to the title co or lender, and often times, they can't find a piece of paper either.
HELPFUL HINT: If you have another "side" job, do not solicit it while at a closing. You'd be amazed how many times loan officers, signing agencies and title companies call the borrowers to find out how the closing went. I know of two instances where notaries have been "fired" for soliciting another business.
Good luck to all of us!

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