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 Re: Initials on Mortgage and Note
Posted by CaliNotary on 2/12/05 11:21am

I can't remember what company it is, but I did have one company kick back a right to cancel because I had the borrower initial next to the handwritten date. Apparently the signing service was supposed to send me an instruction sheet warning me against doing this, but they didn't so I had no idea.

This particular signing happened to be literally right around the corner from me, so I went and had them resign it for free. I defnintely would have charged if I had to make a "real" trip to have it corrected.

I wouldn't assume that oversigning is necessary ok on all docs. In most cases it's probably not going to be an issue, but why take the chance? I've never had docs kicked back to me because I didn't have something initialled where there was no space indicating initials.

I really don't understand why so many signing agents try to second guess what's required by the companies. If they want something signed or initialled it's THEIR job to make sure it's indicated, it's not our job to guess as to whether they want it or not.
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