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Posted by BetsyMI on 3/28/06 3:39pm
Had a closing today where the borrower's name was spelled correctly throughout a double loan package except for one QCD.
On the QCD, her first name was spelled correctly in three or four places, for instance, correctly spelled as "Nina" (not her real name).
But in several places in the paragraph part her first name was mispelled as "Neena" (again not her name), as well as under the line where her signature was required. We crossed out wherever it said "Neena" and printed "Nina" above or below it and initialed the changes.
Upon returning the docs to the title company, I pointed this out. The escrow officer said the QCD could not be recorded as such and said I should have called for a new one, which they could have emailed to us where I was doing the closing. I agree she could have, but thought what I did was correct. I did get paid, but wondered afterwards if I was wrong in doing what we did. If it had been in the evening and the TC were closed, there would have been no other choice. But this was during the day.
Comments from the experts?
Thanks |
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