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Posted by GOLDGIRL/CA on 6/21/12 6:04pm
<<When a cashiers check is lost what happens? Whenever there is a problem there is always a way to fix it. Does anyone know what that is? The title company that was to receive the cashiers check is offering no help. All they say is they don't have it.>>
This has never happened to me (thank gawd) but if it did: I would stay out of it. If you have no idea where it is and if the borrower doesn't have it either, then there's nothing you can do. I think others have told you not to contact the borrower and I would add don't keep calling title. Just stay ouy of it. The title co. has been down this road many times before. They know what to do. They may try to browbeat you into thinking that somehow you gotta come up with the $$. Are they nuts? Just don't respond in any way. Don't engage. If they expect you to do something, they (or their lawyers) will tell you and you can go from there. It's clear you have no idea what happened to the check after you (allegedly) tossed it in the envelope. Maybe it fell to the ground. Maybe it's hidden under your car mats. Maybe it's in a shopping bag. May the UPS guy stole it. If title says they don't have it, then they don't have it (which they probably do, actually; they just haven't taken the time to search all the "empty" courier envelopes). So, now, you just gotta wait it out. There's nothing you can or should do that I can see. Interjecting yourself into his mess would likely make it worse.
P.S. I really like the idea of taking a quick picture of the check stapled to the HUD! |
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