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 Thanks for your analysis, Janet. I think you are spot on.GNW
Posted by grapebed on 5/22/22 6:17pm

has been my go to for the past 5 years. I have deliberately avoided loan closings for the past 4 years in exchange for building up my GNW clientele. My total revenue from loan signings was $3,300 in 2021 and about $3,500. I totally ignored 95% of signing opportunities. I have had absolutely no interest. I did not want the hassle The role of an NSA was demeaning. And notaries get treated terribly by most SS and TC's.

No printing, no toner, no paper. Very limited travel ( under 4 miles one way......usually). Where I live, especially during the first 18 months of COVID, bank branchs were closed, people were working from home and could not get a notary. Countless very nervous individuals and couples were signing Wills, Trusts, healthcare diectives, etc at their dining room tables or their front porches. I was like a heroe everywhere I showed up. No stress and lots of happy faces.

I have done about 10 RON's in 2022 ( all refi's). I have done it as kind of an "experiment". I have to believe that REFI RON's will will virtually go completely away by June 30th. RON or paper closings. It does not matter. Very few people want to refi in to a 5.5-6.0% fixed rate mortgage. And I refuse to depend on those idiots who are drowning in 17% credit card debt for their refi business. It will be slim pickings.

I have never done a RON seller package nor have I been asked.

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