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Posted by  JanetK_CA on 9/20/22 7:17pm
I guess the lesson from back then is that there will still be some volume of loans being transacted to varying degrees in different places. Lenders aren't just going to shrug their shoulders and give up. I'm already hearing radio ads from various lenders with programs directed to different markets or with different approaches. We've seen how creative they can get!  One example is the 40-yr loans I heard about yesterday, highlighting 'lower monthly fees'. There will always be those relocating because of jobs, etc., etc., etc.
I think what's different now, though, is the push to get loans closed online through whatever mechanism(s) are available or in development and on the horizon. I think that means that anyone who wants to stay in this field (and be profitable at it) is going to need to work smarter and smarter.
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