|The “Forensic Audit”|
In exchange for an upfront fee, so-called forensic loan
“auditors,” mortgage loan “auditors,” or foreclosure
prevention “auditors” offer to have an attorney or
other expert review your mortgage documents to
determine if your lender complied with the law.
The “auditors” say you can use their report to avoid
foreclosure, speed the loan modification process,
reduce what you owe, or even cancel your loan. In
fact, there’s no evidence that forensic loan audits
will help you get a loan modification or any other
"Any collection of upfront fees are illegal in CA as far as I know"