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Certifying Capacity in California- --- a lender insists ----
Posted by  MrEd_Ca of CA on 11/15/07 12:58pmMsg #221441
The Notary Acknowledgement block reads: “Before me appeared John M. Smith & Jane L. Smith, Trustees of the John M. Smith & Jane L. Smith Family Trust dated Jan 1, 2001, personally known to me (or Proven….ect., ect.)”

The lender is JP Morgan Chase Bank out of Ohio. I have already told them & SS that in California a notary cannot notarize the document as long as the phrase referring to the Trustees appears that that would be certifying a capacity which a California notary cannot do. I have said I can notarize that document if the signers’ capacity is crossed out. Lender insists that that phrase be retained within the notary certificate & have already found a notary who will notarize all four of the acknowledgements with the capacity wording intact within the certificate.

My question is --- will something like this get past the county recorders office? Or does it matter? I know California law is particular on this subject, but the Lender seems to think I have my head in the sand, that this sort of thing is done all the time. (Well it is a first for me, the Lenders insistence, that is. Most just say, yes. go ahead & cross it out.) Any respectful & polite opinions or comments would be most appreciated. Thanks to all.
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Messages in this Thread
 Certifying Capacity in California- --- a lender insists ---- -  MrEd_Ca on 11/15/07 12:58pm
 Re: Certifying Capacity in California- --- a lender insists ---- - Sylvia_FL on 11/15/07 1:03pm
 Re: Certifying Capacity in California- --- a lender insists -  janCA on 11/15/07 1:20pm
 Re: Certifying Capacity in California- --- a lender insists ---- -  JanetK_CA on 11/15/07 8:51pm
 Re: Certifying Capacity in California- --- a lender insists ---- -  Joan Bergstrom on 11/15/07 11:12pm
 Re: Certifying Capacity in California- --- a lender insists -  PAW on 11/15/07 1:27pm
 Re: Certifying Capacity in California- --- a lender insists ---- - Therese on 11/15/07 1:28pm
 when are these lenders and ss going to realize.... - dickb/wi on 11/15/07 2:20pm
 In agreement dickb!!! n/m - Phillip/TX on 11/15/07 2:29pm
 Re: In agreement dickb!!! Nicely put dickb! n/m -  Charles_Ca on 11/15/07 3:11pm
 Re: when are these lenders and ss going to realize.... - Gerry_VT on 11/15/07 3:36pm
 Re: Certifying Capacity in California- --- a lender insists ---- - Terri_CA on 11/15/07 4:05pm
 I had a similar situation today -  christiSocal on 11/15/07 4:53pm
 Re: Certifying Capacity in California- --- a lender insists ---- -  BarbaraL_CA on 11/15/07 5:04pm
 Just curious -  MikeC/NY on 11/15/07 6:51pm
 Re: Just curious -  BarbaraL_CA on 11/15/07 7:44pm
 Re: Just curious - CaliNotary on 11/15/07 10:01pm
 Re: Just curious -  MikeC/NY on 11/16/07 5:19pm
 Re: Just curious - WDMD on 11/17/07 5:32am
 I was referring to capacity, not ID -  MikeC/NY on 11/17/07 1:56pm
 Re: Just curious -  GWest on 11/15/07 8:06pm
 Re: Just curious -  PAW on 11/16/07 5:04am



 
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