We've made verbal contact, I've introduced myself and discussed the appointment with them and confirmed directions to their home. Approximately 10-15 minutes prior to the appointment time I show up at the door, briefcase in hand and introduce myself as, lo and behold, the same person who spoke with them on the phone. I just ALSO happen to have their loan docs in my briefcase AND business cards in the name I gave...together with my DL if they ask for it.
Given all of this, do we REALLY think a photo in advance is necessary?? I don't....especially when that advance photo has been faxed or e-mailed several times in between - it's probably distorted or clouded beyond recognition by the time they get it.
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