It's not necessarily the lender, it's the type of loan and circumstances of the buyer that make the packages larger or smaller. Could be VA, FHA, Conventional, POA, signing with a trust, multiple unrelated signers, old tax returns that need signing, all sorts of things which constitute the package size. Also factor in if you have a good LO putting this together who removes multiple unnecessary docs like the good faith, appraisal and such. Back in the day, Countrywide was the worst because their packages were always sloppy. jmo |