Talk to your Loan Officer, too.
NOT legal advice, just experience:
It will be up to your lender and the title insurance company (and seller's attorney if you are purchasing a house) what each will require. Also, ALL will want to review the "proposed Power of Attorney" before it is signed and, at least a few days before the closing, after it is signed. Powers of Attorney can be specific to a property purchase and/or mortgage, simply "real estate purposes," or general.
No matter what, it will 1) take time and 2) lender and title must approve prior to any of your closing documents being prepared so that the closer can prepare them correctly.
If your wife is already overseas and not in the military, it will definitely take a few days or maybe weeks for her to get an appointment to have it notarized. U.S. Consulate appointments could be backed up by weeks or months. For example, if in France, a Notaire (many are fluent in English) may be able to do it at his office within a few days - it will be more expensive than you think, most foreign "notaries" are what we consider attorneys here. |
