because it works for Peggy doesn't mean that it works for every situation. It's been discussed many times, she has the added "edge" of the real estate license requirement. IMO that would also warrant higher fees, not lower ones. In the end, each person has to set their own limits. As far as lower fees are concerned, I still maintain a minimum fee of $xxx. It's not just a matter of $10, many offers are for $70 or less. It's not just our industry either. Major cos. have laid off the majority of their staff that worked the refi side of the business. It's the entire industry, not just our function, that has declined. By maintaining my standards for high quality instead of volume, I get work from title cos. that want experienced pros. I do believe in compromise & adjusting to conditions, but there has to be a limit. Does anyone remember a dance called the "limbo"--it was "how low can you go?" LOL |