Fingers crossed and praying for you. They will probably happen if they got their Homeowners Insurance in place before the storm...otherwise you may have to wait it out. When Insurers Stop Writing Insurance policies
Florida Insurance Council –
Suspending Issuance of New Coverage
There are two ways insurance companies determine when to temporarily suspend issuing new
coverage:
1. When the National Hurricane Center issues a tropical storm or hurricane watch or warning.
2. When a tropical storm or hurricane enters a company’s “storm box.”
A storm box is literally a box drawn on a map around a large geographical area. Years ago, companies placed the entire state of Florida inside a box stretching from the Atlantic Ocean to the Gulf of Mexico. That meant that companies would stop writing policies as soon as a storm entered the area within the box. An obvious shortcoming of this option is that a storm entering one end of the boxed-in area would cause issuance of new policies to cease in the complete opposite end of the box drawn around the state. For example, a storm entering the box east of Key West, would cause not only issuance of policies to be suspended in the southeastern part of Florida, but also as far to the north and west as Pensacola.
Most companies now rely upon the National Hurricane Center’s issuance of a tropical storm or hurricane watch and they suspend writing only in those areas covered by the watch. The watch areas are generally smaller geographical areas, and more precisely cover areas that are most likely tobe affected by a storm |
