1. Not your call to make as to whether they get a POA done or not - that's a legal issue for them to decide.
2. "If I have a POA signed while I am at the house would they be able to go ahead with signing or would docs have to be redrawn? " Normally title/lender have to review and approve the POA before the loan is "clear to close" and the original will need to be collected at the table if it hasn't already been delivered to title. Whether it can all be done at the same time is up to title.
3. "Sign with an X" - refer to your state handbook - that's a pure notary issue as far as your notarizations are ocncerned; however, will title accept him signing with an "X" - it's their call when it comes to how they want their docs signed.
Finally, yes, absolutely, call title - lay it out to them just as you have here - let title know all you've learned about this poor guy.
Good luck.. |
