orrower...I get to the signing for a VA refi. Two signatures, one is a non-borrowering applicant. When I asked if he would be joining us to begin the signing, borrower announces her husband is dead! He passed November 2018!
We call the LO, who also knows husband passed and already had a copy of the death certificate. It turns out his processor overlooked it and docs were prepared as though he is still alive.
So, no sign. Documents must be redrawn. I left after 15 minutes.
If I am called for the resign, my fee will reflect the lost revenue for this assignment, as the only confirmation I received from title is that the file CANCELLED today. |