If a borrower has an error (wrong date, forgets middle name, etc) just redo the doc when you are at the closing with the borrower's copy. That way it will not be an issue.
I honestly have to say it is rare when I don't have a little borrower boo-boo. A lot of times they are so nervous to sign everything just right (not to mention they are sitting in front of a total stranger that can see their whole life in paper) that it they are more prone to boo boos.
Just make a joke about (like saying the following with a understanding joking way "I am glad you did it. One of us was bound to it and it is usually me" ) and pull the same doc from the borrower's package. Tell them, "I know this may seem silly but I want to make sure the loan process continues to go smoothly for you. I don't see this boo boo as an issue but I can say that if we redo it right now, it definitely will not be an issue" .
They also know when you do this, their borrower copies are the exact same as the lenders |