When you're hired to do a closing, it's with the assumption that you already know what you're doing and don't need extra time to "go through them properly". With that in mind, I would suggest that you stay away from last minute closings until you feel more comfortable with the "print and run" approach. Personally, I seldom take last minute closings because I hate being rushed. I will only take such closings if they pay more than the standard rate and the documents are already available when I accept. I certainly will not call the borrower to confirm the appointment in such cases until the documents are in my hand, ready to print. That way I can work out a time with them when I can realistically be there. It's kind of hard to take an appointment that's scheduled in an hour from now and be there on time when you need to print two sets of documents, prep them and drive for 45 minutes to get there. It also leads to more errors when you have to rush because it's easy to miss something that you would have normally caught in whatever preparation process you normally go through. |