|I don't know if I'm right or not... I go by what the notary lingo starts with. If that doesn't start with a "sworn by" I use an acknowledgment. If it starts with "sworn by" I go with the jurat. I know you're questioning it because the doc itself starts with an oath type lingo.|
Don't know if I've helped. I haven't had any sent back todate. What lender is it?