|As Ernest suggests, there have been several threads on the subject of photographing Borrower IDs. I personally feel that I am not the Borrowers' babysitter. I *always* inform them, with my initial call, to make copies of their drivers licenses that will need to be sent back with the loan package. If they can't follow one simple requirement/request for obtaining their loan, it is not my responsibility to make sure their loan will close by taking it upon myself to to photograph their liccenses.
Additionally, if I were a borrower, I personally would not allow anyone, especially someone just walking into my house, even if they were a notary, to photograph (whether with a digital camera, camera phone, or palm pilot) my drivers license.