|I do a lot of signings with them. I love working with them as they pay very timely and meet my price. They do get quite a few cancellations (mostly at the beginning of the month), but not because they are shopping around, or at least I don't think so. They have often come to me before going on to anyone else and I find that the owner is VERY fair and considerate and will work with you to allow you to close their loans. So, although they are pretty last minute, I don't mind. Maybe if I were doing a lot more business, I would, though.
They may have a lot going on (one person told me they were working on 15 loans today and he said there were problems on all of them).
Anyway, that is my opinion.